Home Improvement Financing to Fit Your Needs

The GreenSky® Loan Program’s focus is simple–to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.

  • Credit limits up to $55,000
  • Fast approvals
  • No prepayment penalties
  • No money down
  • Friendly customer service
  • Multiple ways to make a payment
  • Affordable payment options
FAQ's
Q: Why should I finance my project when I can pay cash or use a credit card?

Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky® has many promotional offerings with deferred interest benefits, but without you having to pay out of pocket all at once!

Q: What type of credit is available?

GreenSky® loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

Q: Where can I use my loan?

Use your GreenSky® Account Number to pay for services and products offered by the contractor with whom you apply.

Q: How do I make a payment?

It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early. Apply today at www.greensky.com/consumer or call 866-936-0602.

Q: How do I pay my contractor?

Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

Q: How long do I have to use my loan?

Once approved, you have four months to make your purchases.

Q: When is my first payment due?

Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

Q: When does the Deferred Interest plan promotion window begin?

At the time of your first transaction.

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